Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
State banking directory

Banks and Bank Branches in Kentucky

The FDIC reported 1,453 deposit-reporting offices from 156 institutions in Kentucky as of June 30, 2025. Bankular currently provides 1,566 detailed location pages across 283 cities.

Search detailed locations
FDIC-reported offices1,453
Institutions reporting156
Detailed location pages1,566
Reported branch deposits$121.42B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Detailed location-page totals reflect locations with validated address and coordinate records in Bankular.

State market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionPNC Bank9.43% of deposits
Top three share24.49%
Deposit HHI356Lower concentration
Largest city marketLouisville$30.70B reported deposits

PNC Bank held 9.43% of reported branch deposits across Kentucky. The three largest institutions together held 24.49%. Bankular places the statewide HHI of 356 in its lower concentration descriptive band. Bankular currently has 113 more detailed location pages than the June 2025 SOD office count because the datasets represent different dates.

City markets

Largest reported city banking markets in Kentucky

FDIC SOD, June 30, 2025

Louisville

187 reported offices · 30 institutions

$30.70B
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Lexington

114 reported offices · 33 institutions

$12.28B
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Bowling Green

51 reported offices · 21 institutions

$3.89B
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Owensboro

26 reported offices · 11 institutions

$3.15B
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Paducah

23 reported offices · 9 institutions

$2.14B
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Florence

23 reported offices · 15 institutions

$2.06B
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Elizabethtown

17 reported offices · 12 institutions

$2.01B
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Somerset

23 reported offices · 12 institutions

$1.69B
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Hopkinsville

14 reported offices · 8 institutions

$1.43B
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Richmond

21 reported offices · 14 institutions

$1.41B
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Murray

14 reported offices · 10 institutions

$1.21B
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Pikeville

13 reported offices · 7 institutions

$1.19B
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Henderson

11 reported offices · 8 institutions

$1.14B
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Frankfort

21 reported offices · 12 institutions

$1.11B
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London

20 reported offices · 11 institutions

$1.09B
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Ashland

16 reported offices · 8 institutions

$1.04B
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Danville

14 reported offices · 9 institutions

$1.04B
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Georgetown

17 reported offices · 10 institutions

$1.03B
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Glasgow

14 reported offices · 9 institutions

$1.01B
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Shelbyville

15 reported offices · 9 institutions

$1.01B
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Bardstown

10 reported offices · 5 institutions

$995.2M
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Madisonville

11 reported offices · 7 institutions

$936.9M
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Winchester

14 reported offices · 9 institutions

$916.4M
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Nicholasville

14 reported offices · 11 institutions

$892.4M
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Mayfield

9 reported offices · 6 institutions

$883.2M
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Fort Mitchell

8 reported offices · 8 institutions

$858.5M
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Hazard

11 reported offices · 5 institutions

$823.1M
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Benton

8 reported offices · 6 institutions

$795.4M
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Mount Sterling

12 reported offices · 6 institutions

$793.6M
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Newport

6 reported offices · 6 institutions

$768.4M
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Detailed networks

Banks with the most detailed location pages in Kentucky

Ordered by available detail pages

Deposit market share

Largest reported deposit markets in Kentucky

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
PNC Bank67$11.45B9.43%
JPMorgan Chase Bank44$9.90B8.16%
Fifth Third Bank66$8.39B6.91%
Stock Yards Bank & Trust Company60$6.30B5.19%
U.S. Bank71$6.24B5.14%
Truist Bank53$6.02B4.96%
Community Trust Bank, Inc.72$4.67B3.85%
Republic Bank & Trust Company29$4.30B3.54%
Independence Bank of Kentucky26$3.16B2.60%
Central Bank & Trust Co.28$2.94B2.42%
WesBanco Bank, Inc.29$2.42B2.00%
Traditional Bank, Inc.20$2.14B1.77%
South Central Bank, Inc.26$1.73B1.42%
German American Bank30$1.64B1.35%
Whitaker Bank45$1.61B1.33%
Heritage Bank, Inc.17$1.59B1.31%
Peoples Bank40$1.57B1.29%
Forcht Bank21$1.30B1.07%
The Cecilian Bank19$1.27B1.05%
Community Financial Services Bank8$1.25B1.03%
Old National Bank11$1.25B1.03%
City National Bank of West Virginia22$1.19B0.98%
Bank of America7$1.19B0.98%
First Southern National Bank14$1.10B0.90%
The Monticello Banking Company20$962.6M0.79%