The Monticello Banking Company
Headquarters: Monticello, Kentucky
Overview
The Monticello Banking Company is an FDIC-insured bank headquartered in Monticello, Kentucky. It reported $1.07B in assets and $924.30M in deposits for the period ending June 30, 2026. Bankular currently lists 21 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where The Monticello Banking Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of The Monticello Banking Company
Beaumont
997 Governors Ln, Lexington, Kentucky, 40513
Full-service branch · Opened April 22, 2019
Bowling Green Branch
1050 Wilkinson Trace, Bowling Green, Kentucky, 42103
Full-service branch · Opened July 17, 2000
Casey County
611 N Wallace Wilkinson Blvd, Liberty, Kentucky, 42539
Full-service branch · Opened April 26, 2006
Cave Mill Road
1840 Cave Mill Rd, Bowling Green, Kentucky, 42104
Full-service branch · Opened October 15, 2007
Clinton County
310 N Cross St, Albany, Kentucky, 42602
Full-service branch · Opened April 2, 1973
Danville Bluegrass
113 Smoky Way, Danville, Kentucky, 40422
Full-service branch · Opened March 11, 2009
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.07B | $924.30M | $765.30M | 0.97% |
| March 31, 2026 | $1.09B | $949.41M | $778.90M | 0.95% |
| December 31, 2025 | $1.14B | $938.70M | $810.13M | 1.08% |
| September 30, 2025 | $1.15B | $942.93M | $832.34M | 1.00% |
| June 30, 2025 | $1.16B | $962.60M | $832.32M | 0.98% |
| March 31, 2025 | $1.17B | $943.76M | $839.80M | 0.90% |
| December 31, 2024 | $1.15B | $926.55M | $819.49M | 0.72% |
| September 30, 2024 | $1.17B | $916.25M | $830.88M | 0.61% |
Size and reach
How this institution compares
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More on The Monticello Banking Company
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Branch locations
21 listed locations.
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Explore →State banking market
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Explore →Monticello banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Monticello Banking Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 292.
Where is The Monticello Banking Company headquartered?
The Monticello Banking Company is headquartered in Monticello, Kentucky, at 50 N Main St, Monticello, Kentucky, 42633.
How large is The Monticello Banking Company?
It reported $1.07B in assets and $924.30M in deposits for the period ending June 30, 2026.
How many locations does The Monticello Banking Company have?
Bankular currently lists 21 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.