Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
Local banking directory

Banks and Bank Branches in Owensboro, Kentucky

The FDIC reported 26 deposit-reporting offices from 11 institutions in Owensboro as of June 30, 2025. Bankular currently provides 28 detailed location pages with addresses, maps and directions.

Search detailed locations
FDIC-reported offices26
Institutions reporting11
Detailed location pages28
Reported branch deposits$3.15B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionIndependence Bank of Kentucky35.97% of deposits
Top three share59.59%
Deposit HHI1,835Moderate concentration
Current detailed pages282 more than the June 2025 SOD count

Independence Bank of Kentucky held 35.97% of reported branch deposits in Owensboro. The three largest institutions together held 59.59%. Bankular places the resulting HHI of 1,835 in its moderate concentration descriptive band.

Branch map

Detailed bank locations in Owensboro

Select a marker to open the detailed location page.

Detailed directory

Institutions with validated location pages

Ordered by detailed location count

Location pages

Detailed bank locations in Owensboro

Open filtered directory →

Cornerstone Community Bank

1 detailed location

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Independence Bank of Kentucky3$1.13B35.97%
U.S. Bank3$417.5M13.26%
Truist Bank3$326.3M10.36%
JPMorgan Chase Bank2$282.6M8.98%
South Central Bank, Inc.3$254.0M8.07%
German American Bank3$231.9M7.36%
Old National Bank2$157.9M5.01%
Fifth Third Bank2$128.9M4.09%
PNC Bank1$89.3M2.84%
Peoples Bank2$71.9M2.28%
First United Bank and Trust Company2$55.8M1.77%