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First Southern National Bank

Headquarters: Lancaster, Kentucky

Financial dataLatest reported figuresThrough June 30, 2026
Assets$1.28B
Branch locations17
Tier 1 capital18.33%

Overview

First Southern National Bank is an FDIC-insured bank headquartered in Lancaster, Kentucky. It reported $1.28B in assets and $1.12B in deposits for the period ending June 30, 2026. Bankular currently lists 17 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 3, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+0.4%$1.28B as of June 30, 2026
Deposits+0.6%$1.12B as of June 30, 2026
Net loans-0.9%$780.11M as of June 30, 2026
Return on assets-0.75 pts0.82% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital18.33%
Noncurrent loans0.61%
Return on assets0.82%
Net interest margin4.95%

Branch footprint

Where First Southern National Bank has branches

View all 17 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of First Southern National Bank

View all 17 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$1.28B
Deposits$1.12B
Total loans$780.11M
Net income (YTD)$5.24M

Size and reach

How this institution compares

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Assets#865of 4,251 institutions
Deposits#838of 4,251 institutions
Branches#485of 4,248 institutions

Explore the institution

More on First Southern National Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is First Southern National Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 2700.

Where is First Southern National Bank headquartered?

First Southern National Bank is headquartered in Lancaster, Kentucky, at 27 Public Sq, Lancaster, Kentucky, 40444.

How large is First Southern National Bank?

It reported $1.28B in assets and $1.12B in deposits for the period ending June 30, 2026.

How many locations does First Southern National Bank have?

Bankular currently lists 17 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 2700
RegulatorOCC
Charter classN
Financial data throughJune 30, 2026