Independence Bank of Kentucky
Headquarters: Owensboro, Kentucky
Overview
Independence Bank of Kentucky is an FDIC-insured bank headquartered in Owensboro, Kentucky. It reported $3.83B in assets and $3.02B in deposits for the period ending June 30, 2026. Bankular currently lists 26 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Independence Bank of Kentucky has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Independence Bank of Kentucky
Capital Square
450 Versailles Rd, Frankfort, Kentucky, 40601
Full-service branch · Opened September 21, 2015
East Center
629 E Center St, Madisonville, Kentucky, 42431
Full-service branch · Opened February 7, 2017
Fairview Avenue
877 Fairview Ave, Bowling Green, Kentucky, 42101
Full-service branch · Opened January 16, 2009
Frankfort West
1228 US-127 South, Frankfort, Kentucky, 40601
Full-service branch · Opened May 7, 2018
Freedom Square
1950 Scottsville Rd, Bowling Green, Kentucky, 42104
Full-service branch · Opened March 1, 2004
Glendale
721 S 12th St, Murray, Kentucky, 42071
Full-service branch · Opened March 20, 2017
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $3.83B | $3.02B | $2.11B | 1.12% |
| March 31, 2026 | $3.79B | $3.11B | $2.05B | 1.11% |
| December 31, 2025 | $3.79B | $3.18B | $2.09B | 0.80% |
| September 30, 2025 | $3.81B | $3.29B | $2.11B | 0.73% |
| June 30, 2025 | $3.82B | $3.16B | $2.09B | 0.69% |
| March 31, 2025 | $3.80B | $3.25B | $2.07B | 0.66% |
| December 31, 2024 | $3.74B | $3.15B | $2.05B | 0.56% |
| September 30, 2024 | $3.73B | $2.99B | $2.01B | 0.56% |
Size and reach
How this institution compares
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More on Independence Bank of Kentucky
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Branch locations
26 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Owensboro banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Independence Bank of Kentucky federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 8136.
Where is Independence Bank of Kentucky headquartered?
Independence Bank of Kentucky is headquartered in Owensboro, Kentucky, at 2425 Frederica St, Owensboro, Kentucky, 42301.
How large is Independence Bank of Kentucky?
It reported $3.83B in assets and $3.02B in deposits for the period ending June 30, 2026.
How many locations does Independence Bank of Kentucky have?
Bankular currently lists 26 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.