Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
Local banking directory

Banks and Bank Branches in Richmond, Kentucky

The FDIC reported 21 deposit-reporting offices from 14 institutions in Richmond as of June 30, 2025. Bankular currently provides 25 detailed location pages with addresses, maps and directions.

Search detailed locations
FDIC-reported offices21
Institutions reporting14
Detailed location pages25
Reported branch deposits$1.41B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionJPMorgan Chase Bank14.98% of deposits
Top three share39.70%
Deposit HHI944Lower concentration
Current detailed pages254 more than the June 2025 SOD count

JPMorgan Chase Bank held 14.98% of reported branch deposits in Richmond. The three largest institutions together held 39.70%. Bankular places the resulting HHI of 944 in its lower concentration descriptive band.

Branch map

Detailed bank locations in Richmond

Select a marker to open the detailed location page.

Detailed directory

Institutions with validated location pages

Ordered by detailed location count

Location pages

Detailed bank locations in Richmond

Open filtered directory →

The Citizens National Bank of Somerset

1 detailed location

The Monticello Banking Company

1 detailed location

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
JPMorgan Chase Bank1$211.3M14.98%
Stock Yards Bank & Trust Company3$196.2M13.91%
Cumberland Valley National Bank & Trust Company2$152.7M10.82%
Community Trust Bank, Inc.2$125.2M8.87%
U.S. Bank1$115.5M8.18%
PNC Bank1$114.0M8.08%
Fifth Third Bank1$108.2M7.67%
Central Bank & Trust Co.1$102.8M7.29%
1st Trust Bank, Inc.1$72.9M5.17%
Whitaker Bank3$69.3M4.91%
First Southern National Bank1$61.9M4.39%
Citizens Guaranty Bank2$53.8M3.82%
Forcht Bank1$17.9M1.27%
The Monticello Banking Company1$9.3M0.66%