Central Bank & Trust Co.
Headquarters: Lexington, Kentucky
Overview
Central Bank & Trust Co. is an FDIC-insured bank headquartered in Lexington, Kentucky. It reported $4.01B in assets and $3.12B in deposits for the period ending June 30, 2026. Bankular currently lists 29 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Central Bank & Trust Co. has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Central Bank & Trust Co.
Andover Banking Center
3101 Mapleleaf Dr, Lexington, Kentucky, 40509
Full-service branch · Opened April 15, 1996
Berea Branch
101 Brentwood Dr, Berea, Kentucky, 40403
Full-service branch · Opened October 9, 2006
Crestview Hills Branch
2850 Turkeyfoot Rd, Crestview Hills, Kentucky, 41017
Full-service branch · Opened October 27, 2008
Eastland Banking Center
649 E New Circle Rd, Lexington, Kentucky, 40505
Full-service branch · Opened May 3, 2010
Fort Mitchell Branch
2075 Dixie Hwy, Fort Mitchell, Kentucky, 41011
Full-service branch · Opened June 11, 2007
Georgetown Branch
100 W Main St, Georgetown, Kentucky, 40324
Full-service branch · Opened January 18, 2011
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $4.01B | $3.12B | $2.98B | 1.27% |
| March 31, 2026 | $3.99B | $3.11B | $2.91B | 1.23% |
| December 31, 2025 | $3.94B | $3.07B | $2.89B | 1.16% |
| September 30, 2025 | $3.93B | $3.06B | $2.84B | 1.21% |
| June 30, 2025 | $3.77B | $2.94B | $2.83B | 1.18% |
| March 31, 2025 | $3.75B | $2.93B | $2.84B | 1.13% |
| December 31, 2024 | $3.64B | $2.86B | $2.83B | 1.04% |
| September 30, 2024 | $3.58B | $2.79B | $2.81B | 1.01% |
Size and reach
How this institution compares
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More on Central Bank & Trust Co.
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
29 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Lexington banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Central Bank & Trust Co. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15815.
Where is Central Bank & Trust Co. headquartered?
Central Bank & Trust Co. is headquartered in Lexington, Kentucky, at 300 W Vine St, Lexington, Kentucky, 40507.
How large is Central Bank & Trust Co.?
It reported $4.01B in assets and $3.12B in deposits for the period ending June 30, 2026.
How many locations does Central Bank & Trust Co. have?
Bankular currently lists 29 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.