The Citizens National Bank of Somerset
6 detailed locations
Local banking directory
Search detailed locations Banks and Bank Branches in Somerset, Kentucky
The FDIC reported 23 deposit-reporting offices from 12 institutions in Somerset as of June 30, 2025. Bankular currently provides 25 detailed location pages with addresses, maps and directions.
FDIC-reported offices23
Institutions reporting12
Detailed location pages25
Reported branch deposits$1.69B
SOD reporting dateJune 30, 2025
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
What the deposit data shows
Largest institutionThe Citizens National Bank of Somerset26.19% of deposits
Top three share55.84%
Deposit HHI1,471Lower concentration
Current detailed pages252 more than the June 2025 SOD count
The Citizens National Bank of Somerset held 26.19% of reported branch deposits in Somerset. The three largest institutions together held 55.84%. Bankular places the resulting HHI of 1,471 in its lower concentration descriptive band.
Branch map
Detailed bank locations in Somerset
Select a marker to open the detailed location page.
Detailed directory
Institutions with validated location pages
Cumberland Security Bank, Inc.
3 detailed locations
First & Farmers National Bank, Inc.
3 detailed locations
Community Trust Bank, Inc.
2 detailed locations
First Southern National Bank
2 detailed locations
Forcht Bank
2 detailed locations
The Monticello Banking Company
2 detailed locations
Citizens Bank
1 detailed location
Cumberland Valley National Bank & Trust Company
1 detailed location
South Central Bank, Inc.
1 detailed location
Truist Bank
1 detailed location
United Cumberland Bank
1 detailed location
Location pages
Detailed bank locations in Somerset
Citizens Bank
1 detailed locationCommunity Trust Bank, Inc.
2 detailed locationsCumberland Security Bank, Inc.
3 detailed locationsCumberland Valley National Bank & Trust Company
1 detailed locationFirst & Farmers National Bank, Inc.
3 detailed locationsFirst Southern National Bank
2 detailed locationsForcht Bank
2 detailed locationsSouth Central Bank, Inc.
1 detailed locationThe Citizens National Bank of Somerset
6 detailed locations
Burnside6385 S Highway 27, 42501Location details and directions →
Citizens 27800 S Highway 27, 42501Location details and directions →
Coffman Building107 E Mount Vernon St, 42501Location details and directions →
Main Office44 Public Sq, 42501Location details and directions →
Plaza293 N Highway 27, 42503Location details and directions →
Waitsboro4145 S Highway 27, 42501Location details and directions →
The Monticello Banking Company
2 detailed locationsTruist Bank
1 detailed locationUnited Cumberland Bank
1 detailed locationLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| The Citizens National Bank of Somerset | 5 | $443.2M | 26.19% |
| Cumberland Security Bank, Inc. | 3 | $311.5M | 18.41% |
| The Monticello Banking Company | 2 | $190.3M | 11.24% |
| First & Farmers National Bank, Inc. | 3 | $181.8M | 10.74% |
| Forcht Bank | 2 | $143.0M | 8.45% |
| Truist Bank | 1 | $140.3M | 8.29% |
| Community Trust Bank, Inc. | 2 | $84.8M | 5.01% |
| First Southern National Bank | 1 | $79.0M | 4.67% |
| Cumberland Valley National Bank & Trust Company | 1 | $61.5M | 3.63% |
| United Cumberland Bank | 1 | $29.0M | 1.71% |
| Citizens Bank | 1 | $18.1M | 1.07% |
| South Central Bank, Inc. | 1 | $9.7M | 0.57% |