Heritage Bank, Inc.
Headquarters: Burlington, Kentucky
Overview
Heritage Bank, Inc. is an FDIC-insured bank headquartered in Burlington, Kentucky. It reported $1.99B in assets and $1.83B in deposits for the period ending June 30, 2026. Bankular currently lists 19 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Heritage Bank, Inc. has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Heritage Bank, Inc.
Alexandria Branch
7593 Alexandria Pike, Alexandria, Kentucky, 41001
Full-service branch · Opened October 19, 2009
Cold Spring Branch
4929 Alexandria Pike, Cold Spring, Kentucky, 41076
Full-service branch · Opened April 1, 2003
Covington Ky
3600 Decoursey Ave, Covington, Kentucky, 41015
Full-service branch · Opened August 26, 2013
Dry Ridge Branch
48 Broadway St, Dry Ridge, Kentucky, 41035
Full-service branch · Opened December 1, 2009
Erlanger Branch
456 Commonwealth Ave, Erlanger, Kentucky, 41018
Full-service branch · Opened September 9, 1996
Florence Branch
7434 US Highway 42, Florence, Kentucky, 41042
Full-service branch · Opened September 24, 1993
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.99B | $1.83B | $1.22B | 1.03% |
| March 31, 2026 | $2.00B | $1.84B | $1.26B | 1.00% |
| December 31, 2025 | $2.09B | $1.93B | $1.26B | 1.08% |
| September 30, 2025 | $1.89B | $1.72B | $1.25B | 1.00% |
| June 30, 2025 | $1.82B | $1.69B | $1.19B | 0.96% |
| March 31, 2025 | $1.82B | $1.69B | $1.15B | 0.89% |
| December 31, 2024 | $1.88B | $1.73B | $1.14B | 0.94% |
| September 30, 2024 | $1.76B | $1.61B | $1.11B | 0.80% |
Size and reach
How this institution compares
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More on Heritage Bank, Inc.
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
19 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Burlington banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Heritage Bank, Inc. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 33119.
Where is Heritage Bank, Inc. headquartered?
Heritage Bank, Inc. is headquartered in Burlington, Kentucky, at 1818 Florence Pike, Burlington, Kentucky, 41005.
How large is Heritage Bank, Inc.?
It reported $1.99B in assets and $1.83B in deposits for the period ending June 30, 2026.
How many locations does Heritage Bank, Inc. have?
Bankular currently lists 19 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.