The Monticello Banking Company
4 detailed locations
Local banking directory
Search detailed locations Banks and Bank Branches in Monticello, Kentucky
The FDIC reported 7 deposit-reporting offices from 4 institutions in Monticello as of June 30, 2025. Bankular currently provides 7 detailed location pages with addresses, maps and directions.
FDIC-reported offices7
Institutions reporting4
Detailed location pages7
Reported branch deposits$498.1M
SOD reporting dateJune 30, 2025
Market analysis
What the deposit data shows
Largest institutionThe Monticello Banking Company72.79% of deposits
Top three share96.27%
Deposit HHI5,635Higher concentration
Current detailed pages7Matches the June 2025 SOD office count
The Monticello Banking Company held 72.79% of reported branch deposits in Monticello. The three largest institutions together held 96.27%. Bankular places the resulting HHI of 5,635 in its higher concentration descriptive band.
Branch map
Detailed bank locations in Monticello
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Detailed directory
Institutions with validated location pages
First Southern National Bank
1 detailed location
The Citizens National Bank of Somerset
1 detailed location
Truist Bank
1 detailed location
Location pages
Detailed bank locations in Monticello
First Southern National Bank
1 detailed locationThe Citizens National Bank of Somerset
1 detailed locationThe Monticello Banking Company
4 detailed locationsTruist Bank
1 detailed locationLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| The Monticello Banking Company | 4 | $362.6M | 72.79% |
| First Southern National Bank | 1 | $82.4M | 16.54% |
| Truist Bank | 1 | $34.6M | 6.94% |
| The Citizens National Bank of Somerset | 1 | $18.6M | 3.73% |