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Bankular
Local banking directory

Banks and Bank Branches in Berea, Kentucky

The FDIC reported 12 deposit-reporting offices from 8 institutions in Berea as of June 30, 2025. Bankular currently provides 13 detailed location pages with addresses, maps and directions.

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FDIC-reported offices12
Institutions reporting8
Detailed location pages13
Reported branch deposits$493.4M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionWhitaker Bank55.76% of deposits
Top three share78.25%
Deposit HHI3,500Higher concentration
Current detailed pages131 more than the June 2025 SOD count

Whitaker Bank held 55.76% of reported branch deposits in Berea. The three largest institutions together held 78.25%. Bankular places the resulting HHI of 3,500 in its higher concentration descriptive band.

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Detailed bank locations in Berea

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Detailed directory

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Detailed bank locations in Berea

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Whitaker Bank5$275.1M55.76%
U.S. Bank1$59.1M11.97%
Community Trust Bank, Inc.1$51.9M10.52%
Cumberland Valley National Bank & Trust Company1$40.2M8.14%
Central Bank & Trust Co.1$36.0M7.29%
Citizens Guaranty Bank1$15.1M3.06%
Citizens Bank1$13.6M2.76%
Woodforest National Bank1$2.4M0.49%