Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
Verified deposit rates

Compare savings and CD rates with the terms that matter.

Every public rate must include an institution source, verification time, eligibility details and a recheck deadline. Expired or anomalous rates are removed from comparison results.

Comparison standard

APY alone does not determine value. Review minimum balances, fees, product terms, location limits and membership requirements.

Best verified APY4.20%
Median displayed APY3.95%
Institutions2
Verified in last 7 days6

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Certificate of depositVerified 4 days ago

Sallie Mae Bank

Sallie Mae Certificate of Deposit

Term24 months
Opening minimum$2,500
Balance to earn APY$2,500
AvailabilityNationwide

Monthly fee: $0.00

Fixed-rate personal CD. Early withdrawal penalty may apply; 10-day grace period at maturity. Official rate table states the rate was accurate as of July 20, 2026.

APY4.20%4.11% interest rateRecheck by August 9, 2026
Certificate of depositVerified 4 days ago

Sallie Mae Bank

Sallie Mae Certificate of Deposit

Term18 months
Opening minimum$2,500
Balance to earn APY$2,500
AvailabilityNationwide

Monthly fee: $0.00

Fixed-rate personal CD. Early withdrawal penalty may apply; 10-day grace period at maturity. Official rate table states the rate was accurate as of July 20, 2026.

APY4.15%4.07% interest rateRecheck by August 9, 2026
Certificate of depositVerified 4 days ago

Sallie Mae Bank

Sallie Mae Certificate of Deposit

Term12 months
Opening minimum$2,500
Balance to earn APY$2,500
AvailabilityNationwide

Monthly fee: $0.00

Fixed-rate personal CD. Early withdrawal penalty may apply; 10-day grace period at maturity. Official rate table states the rate was accurate as of July 20, 2026.

APY4.10%4.02% interest rateRecheck by August 9, 2026
Savings accountPromotionalVerified 4 days ago

SoFi Bank, National Association

SoFi Savings Promotional APY

TermVariable rate
Opening minimum$0
Balance to earn APY$0
AvailabilityNationwide

Monthly fee: $0.00

Relationship requirement: New SoFi Checking and Savings members must open their first account by December 31, 2026 and receive an eligible direct deposit or $5,000 in qualifying deposits within 60 days. Qualifying activity must continue every 31 days to retain the boost for up to six months.

Limited-time 0.70% APY boost added to a 3.10% savings APY. New members only. The promotional boost lasts up to six months and the variable rate may change. SoFi's official page states the underlying rate was current as of May 28, 2026 and the promotion runs through December 31, 2026.

APY3.80%Recheck by August 9, 2026
Savings accountVerified 4 days ago

Sallie Mae Bank

Sallie Mae High-Yield Savings Account

TermVariable rate
Opening minimum$0
Balance to earn APY$0
AvailabilityNationwide

Monthly fee: $0.00

Variable-rate personal savings account. No minimum deposit or monthly maintenance fee. Interest compounds daily and is paid monthly. Official rate table states the rate was accurate as of July 20, 2026.

APY3.75%3.68% interest rateRecheck by August 9, 2026
Money market accountVerified 4 days ago

Sallie Mae Bank

Sallie Mae Money Market Account

TermVariable rate
Opening minimum$0
Balance to earn APY$0
AvailabilityNationwide

Monthly fee: $0.00

Variable-rate personal money market account. No minimum deposit or monthly maintenance fee. Check-writing access is available. Official rate table states the rate was accurate as of July 20, 2026.

APY3.50%3.44% interest rateRecheck by August 9, 2026

Results are factual rate records, not personalized recommendations. Confirm eligibility and account terms directly with the institution before opening an account.

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Minimums, balance tiers, fees and eligibility travel with the APY.

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Expired or overdue records disappear from public comparisons automatically.