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SoFi Bank

Headquarters: Cottonwood Heights, Utah

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Financial dataLatest reported figuresThrough March 31, 2026
Assets$49.67B
Branch locations4
Highest verified APY3.80%SoFi Savings Promotional APY

Overview

SoFi Bank is an FDIC-insured bank headquartered in Cottonwood Heights, Utah. It reported $49.67B in assets and $42.32B in deposits for the period ending March 31, 2026. Bankular currently lists 4 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Data methodology Editorial policy
Regulatory identity Verified August 2, 2026
Financial reporting Figures through March 31, 2026
Branch data Updated August 3, 2026
Published rates Checked August 2, 2026

Quarterly change

What changed since the previous report

December 31, 2025 to March 31, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+6.7%$49.67B as of March 31, 2026
Deposits+6.6%$42.32B as of March 31, 2026
Net loans+11.2%$40.85B as of March 31, 2026
Return on assets+0.07 pts2.03% as of March 31, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital15.29%
Noncurrent loans0.09%
Return on assets2.03%
Net interest margin6.02%

Verified products, rates and fees

Verified deposit products from SoFi Bank

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Savings

SoFi Savings Promotional APY

3.80%APY
TermVariable
Opening minimum$0
Balance for APY$0
Monthly fee$0.00
AvailabilityNationwide
  • Relationship requirement: New SoFi Checking and Savings members must open their first account by December 31, 2026 and receive an eligible direct deposit or $5,000 in qualifying deposits within 60 days. Qualifying activity must continue every 31 days to retain the boost for up to six months.
Checked August 2, 2026Product details →

APYs and product terms can change. Review the product page before opening an account.

Branch footprint

Where SoFi Bank has branches

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Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Live Oak, California1 listed location Sacramento, California1 listed location Yuba City, California1 listed location Cottonwood Heights, Utah1 listed location

Locations

Find a branch of SoFi Bank

4 locations listed

Live Oak Branch

9960 Live Oak Blvd, Live Oak, California, 95953

Full-service branch · Opened June 5, 1989

Reported branch deposits$52.90M
Address and directions →
Main office

Main Office

2750 E Cottonwood Pkwy, Cottonwood Heights, Utah, 84121

Full-service branch · Opened December 29, 1986

Reported branch deposits$29.56B
Address and directions →

Sacramento Office

1409 28th St, Sacramento, California, 95816

Full-service branch · Opened June 1, 2010

Reported branch deposits$23.70M
Address and directions →

Yuba City Branch 04

620 N Walton Ave, Yuba City, California, 95993

Full-service branch · Opened January 24, 1996

Reported branch deposits$90.63M
Address and directions →

Financial overview

Latest reported figures

Through March 31, 2026

Assets$49.67B
Deposits$42.32B
Total loans$40.85B
Net income (YTD)$244.61M

Size and reach

How this institution compares

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Assets#50of 4,247 institutions
Deposits#48of 4,247 institutions
Branches#2,091of 4,244 institutions

Explore the institution

More on SoFi Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Verified products and rates

Review APYs, fees, minimums and eligibility.

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Branch locations

4 listed locations.

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Compare this institution

Compare size, financial metrics, rates and access.

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State banking market

Explore institutions and deposit-market context in Utah.

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Cottonwood Heights banking market

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Rankings and research

Place this institution in national and market context.

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Sources and methodology

Review the official sources and reporting periods.

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Frequently asked questions

Is SoFi Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 26881.

Where is SoFi Bank headquartered?

SoFi Bank is headquartered in Cottonwood Heights, Utah, at 2750 E Cottonwood Pkwy, Cottonwood Heights, Utah, 84121.

How large is SoFi Bank?

It reported $49.67B in assets and $42.32B in deposits for the period ending March 31, 2026.

How many locations does SoFi Bank have?

Bankular currently lists 4 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: March 31, 2026
FDIC BankFind SuiteReporting period: March 31, 2026
SoFi official high-yield savings offerReporting period: August 2, 2026
Regulatory identifierFDIC certificate 26881
RegulatorOCC
Charter classN
Financial data throughMarch 31, 2026