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Data methodologyCompare current 18-month certificate of deposit APYs, minimum deposits, terms and verification dates.
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Bankular shows only unexpired offers supported by an official institution page, rate sheet or disclosure and a current recheck date.
This page remains noindex until it has enough current, independently verified offers to support a useful comparison.
Sallie Mae Certificate of Deposit ยท 18 months
Fixed-rate personal CD. Early withdrawal penalty may apply; 10-day grace period at maturity. Official rate table states the rate was accurate as of July 20, 2026.
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A certificate of deposit generally pays a fixed APY for a stated term in exchange for leaving the deposit in place until maturity. Review funding deadlines, renewal rules and penalties before opening.
Not necessarily. Minimum deposits, early-withdrawal penalties, compounding, renewal terms, insurance coverage and whether the term fits your savings timeline can change the practical value.
A conventional fixed-rate CD generally keeps its stated APY through the original term, but the renewal rate may differ. Promotional, bump-up and variable products can follow different rules.
Many CDs impose an early-withdrawal penalty, and some restrict partial withdrawals. The official disclosure controls, so review it before funding the account.
