Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
Official-source rate research

Compare current savings account rates

Compare current savings APYs from verified bank and credit-union sources, including minimum balances, fees, eligibility and verification dates.

Verification standard

Bankular shows only unexpired offers supported by an official institution page, rate sheet or disclosure and a current recheck date.

0Verified offers
0Institutions compared
0Verified in last 7 days
โ€”Highest verified APY
โ€”Average displayed APY
PendingMost recent verification
Coverage is still being built.

We'll expand this comparison as more current offers pass the same verification standard.

Verified offers are being researched

Bankular will not display an APY here until the rate, product terms, official source and recheck window have passed review.

Review the methodology

Rate alerts

Rate alerts are being prepared

Bankular will activate double-opt-in alerts after transactional email delivery has been tested and confirmed.

Rate questions

What to know before choosing this product

What does savings account APY mean?

Annual percentage yield reflects the interest rate and compounding over one year, which makes it more useful than the stated interest rate alone when comparing deposit accounts.

Can a savings account APY change?

Yes. Savings APYs are generally variable and may change before or after the account opens.

Which conditions should be checked besides APY?

Review minimum opening deposits, balance tiers, monthly fees, withdrawal access, geographic availability, membership and relationship requirements.

How does Bankular define a high-yield savings account?

Bankular uses a dated official benchmark rather than a permanent fixed cutoff. A high-yield page is not eligible for indexing when the stored national-rate benchmark is stale.