The Citizens National Bank of Somerset
Headquarters: Somerset, Kentucky
Overview
The Citizens National Bank of Somerset is an FDIC-insured bank headquartered in Somerset, Kentucky. It reported $700.90M in assets and $568.98M in deposits for the period ending June 30, 2026. Bankular currently lists 12 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where The Citizens National Bank of Somerset has branches
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Locations
Find a branch of The Citizens National Bank of Somerset
Burnside
6385 S Highway 27, Somerset, Kentucky, 42501
Full-service branch · Opened October 4, 1976
Citizens 27
800 S Highway 27, Somerset, Kentucky, 42501
Full-service branch · Opened April 2, 1984
Coffman Building
107 E Mount Vernon St, Somerset, Kentucky, 42501
Limited Service: Consumer Credit · Opened December 7, 1987
Address and directions →Main Office
44 Public Sq, Somerset, Kentucky, 42501
Full-service branch · Opened January 1, 1919
Monticello Branch
290 Cumberland Xing, Monticello, Kentucky, 42633
Full-service branch · Opened November 9, 2009
Nancy Branch
9140 W Highway 80, Nancy, Kentucky, 42544
Full-service branch · Opened December 1, 1999
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $700.90M | $568.98M | $378.53M | 1.73% |
| March 31, 2026 | $706.47M | $565.11M | $363.13M | 1.65% |
| December 31, 2025 | $700.47M | $545.76M | $359.75M | 1.57% |
| September 30, 2025 | $702.61M | $556.12M | $346.83M | 1.46% |
| June 30, 2025 | $694.36M | $553.44M | $340.71M | 1.41% |
| March 31, 2025 | $660.09M | $544.74M | $338.79M | 1.31% |
| December 31, 2024 | $649.72M | $533.22M | $342.36M | 1.09% |
| September 30, 2024 | $639.95M | $528.96M | $331.32M | 0.99% |
Size and reach
How this institution compares
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More on The Citizens National Bank of Somerset
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Branch locations
12 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Somerset banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Citizens National Bank of Somerset federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 2725.
Where is The Citizens National Bank of Somerset headquartered?
The Citizens National Bank of Somerset is headquartered in Somerset, Kentucky, at 44 Public Sq, Somerset, Kentucky, 42501.
How large is The Citizens National Bank of Somerset?
It reported $700.90M in assets and $568.98M in deposits for the period ending June 30, 2026.
How many locations does The Citizens National Bank of Somerset have?
Bankular currently lists 12 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.