KS Bank, Inc.
Headquarters: Smithfield, North Carolina
Overview
KS Bank, Inc. is an FDIC-insured bank headquartered in Smithfield, North Carolina. It reported $873.10M in assets and $800.03M in deposits for the period ending March 31, 2026. Bankular currently lists 12 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where KS Bank, Inc. has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of KS Bank, Inc.
Bailey Branch
6374 Deans St, Bailey, North Carolina, 27807
Full-service branch · Opened July 7, 2025
Address and directions →Clayton Branch
11591 US 70 Business Hwy W, Clayton, North Carolina, 27520
Full-service branch · Opened May 14, 2001
Dunn Branch
206 West Broad Street, Dunn, North Carolina, 28334
Full-service branch · Opened June 17, 2024
Four Oaks Branch
106 West Wellons Street, Four Oaks, North Carolina, 27524
Full-service branch · Opened August 11, 2008
Garner Branch
901 Vandora Springs Road, Garner, North Carolina, 27529
Full-service branch · Opened December 15, 1997
Goldsboro Branch
1601 Wayne Memorial Dr, Goldsboro, North Carolina, 27534
Full-service branch · Opened April 4, 1996
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $873.10M | $800.03M | $687.49M | 1.28% |
| December 31, 2025 | $821.60M | $750.08M | $664.21M | 1.33% |
| September 30, 2025 | $771.68M | $703.50M | $622.11M | 1.32% |
| June 30, 2025 | $726.27M | $662.49M | $587.93M | 1.29% |
| March 31, 2025 | $721.10M | $658.21M | $561.59M | 1.25% |
| December 31, 2024 | $690.03M | $618.81M | $554.52M | 1.02% |
| September 30, 2024 | $685.83M | $624.31M | $517.93M | 1.01% |
| June 30, 2024 | $668.14M | $609.97M | $504.33M | 1.04% |
Size and reach
How this institution compares
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More on KS Bank, Inc.
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
12 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in North Carolina.
Explore →Smithfield banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is KS Bank, Inc. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 29771.
Where is KS Bank, Inc. headquartered?
KS Bank, Inc. is headquartered in Smithfield, North Carolina, at 1031 N Brightleaf Blvd, Smithfield, North Carolina, 27577.
How large is KS Bank, Inc.?
It reported $873.10M in assets and $800.03M in deposits for the period ending March 31, 2026.
How many locations does KS Bank, Inc. have?
Bankular currently lists 12 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.