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Bankular
Local banking directory

Banks and Bank Branches in Smithfield, North Carolina

The FDIC reported 10 deposit-reporting offices from 7 institutions in Smithfield as of June 30, 2025. Bankular currently provides 11 detailed location pages with addresses, maps and directions.

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FDIC-reported offices10
Institutions reporting7
Detailed location pages11
Reported branch deposits$1.18B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst-Citizens Bank & Trust Company48.63% of deposits
Top three share80.68%
Deposit HHI3,042Higher concentration
Current detailed pages111 more than the June 2025 SOD count

First-Citizens Bank & Trust Company held 48.63% of reported branch deposits in Smithfield. The three largest institutions together held 80.68%. Bankular places the resulting HHI of 3,042 in its higher concentration descriptive band.

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Detailed bank locations in Smithfield

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Detailed directory

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Detailed bank locations in Smithfield

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First-Citizens Bank & Trust Company2$575.4M48.63%
Truist Bank1$214.0M18.09%
KS Bank, Inc.2$165.2M13.96%
United Community Bank2$132.9M11.24%
Wells Fargo Bank1$52.6M4.45%
PNC Bank1$34.2M2.89%
Woodforest National Bank1$8.8M0.74%