First State Bank
Headquarters: Gainesville, Texas
Overview
First State Bank is an FDIC-insured bank headquartered in Gainesville, Texas. It reported $1.81B in assets and $1.63B in deposits for the period ending March 30, 2026. Bankular currently lists 14 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 30, 2025 to March 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First State Bank
Celina Branch
433 S Preston Rd, Celina, Texas, 75009
Full-service branch · Opened June 12, 2022
Denison Branch
3427 W FM 120, Denison, Texas, 75020
Full-service branch · Opened January 23, 2025
Denton Branch
400 W Oak St, Denton, Texas, 76201
Full-service branch · Opened March 2, 2003
Lake Kiowa
6586 FM 902, Gainesville, Texas, 76240
Full-service branch · Opened March 25, 1998
Main Office
801 E California St, Gainesville, Texas, 76240
Full-service branch · Opened August 15, 1905
Muenster Branch
519 E Division St, Muenster, Texas, 76252
Full-service branch · Opened September 16, 1997
North Texas
808 E Highway 82, Gainesville, Texas, 76240
Full-service branch · Opened April 17, 1983
North Texas Bank
661 W Thompson St, Decatur, Texas, 76234
Full-service branch · Opened October 4, 2004
Rayzor Ranch
2430 W University Dr, Denton, Texas, 76201
Full-service branch · Opened September 8, 2010
Roanoke Branch
211 S Oak St, Roanoke, Texas, 76262
Full-service branch · Opened January 3, 2010
Saint Jo Branch
108 E. Howell Street, Saint Jo, Texas, 76265
Full-service branch · Opened May 6, 2008
Sherman Branch
2315 North Highway 75, Sherman, Texas, 75090
Full-service branch · Opened November 22, 2020
Financial overview
Latest reported figures
Through March 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 30, 2026 | $1.81B | $1.63B | $953.20M | 0.73% |
| December 30, 2025 | $1.82B | $1.63B | $984.09M | 1.18% |
| September 29, 2025 | $1.84B | $1.65B | $973.07M | 1.29% |
| June 29, 2025 | $1.81B | $1.64B | $935.53M | 1.98% |
| March 30, 2025 | $1.77B | $1.65B | $917.51M | 0.50% |
| December 30, 2024 | $1.76B | $1.65B | $911.93M | 0.16% |
| September 29, 2024 | $1.75B | $1.55B | $872.69M | 0.42% |
| June 29, 2024 | $1.75B | $1.53B | $870.55M | 0.35% |
Size and reach
How this institution compares
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More on First State Bank
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Branch locations
14 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Texas.
Explore →Gainesville banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15511.
Where is First State Bank headquartered?
First State Bank is headquartered in Gainesville, Texas, at 801 E California St, Gainesville, Texas, 76240.
How large is First State Bank?
It reported $1.81B in assets and $1.63B in deposits for the period ending March 30, 2026.
How many locations does First State Bank have?
Bankular currently lists 14 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.