First State Bank
Headquarters: Gainesville, Texas
Overview
First State Bank is an FDIC-insured bank headquartered in Gainesville, Texas. It reported $1.85B in assets and $1.66B in deposits for the period ending June 30, 2026. Bankular currently lists 14 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First State Bank
Celina Branch
433 S Preston Rd, Celina, Texas, 75009
Full-service branch · Opened June 13, 2022
Denison Branch
3427 W FM 120, Denison, Texas, 75020
Full-service branch · Opened January 24, 2025
Denton Branch
400 W Oak St, Denton, Texas, 76201
Full-service branch · Opened March 3, 2003
Lake Kiowa
6586 FM 902, Gainesville, Texas, 76240
Full-service branch · Opened March 26, 1998
Main Office
801 E California St, Gainesville, Texas, 76240
Full-service branch · Opened August 16, 1905
Muenster Branch
519 E Division St, Muenster, Texas, 76252
Full-service branch · Opened September 17, 1997
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.85B | $1.66B | $942.69M | 0.80% |
| March 31, 2026 | $1.81B | $1.63B | $953.20M | 0.73% |
| December 31, 2025 | $1.82B | $1.63B | $984.09M | 1.18% |
| September 30, 2025 | $1.84B | $1.65B | $973.07M | 1.29% |
| June 30, 2025 | $1.81B | $1.64B | $935.53M | 1.98% |
| March 31, 2025 | $1.77B | $1.65B | $917.51M | 0.50% |
| December 31, 2024 | $1.76B | $1.65B | $911.93M | 0.16% |
| September 30, 2024 | $1.75B | $1.55B | $872.69M | 0.42% |
Size and reach
How this institution compares
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More on First State Bank
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Branch locations
14 listed locations.
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Explore →State banking market
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Explore →Gainesville banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15511.
Where is First State Bank headquartered?
First State Bank is headquartered in Gainesville, Texas, at 801 E California St, Gainesville, Texas, 76240.
How large is First State Bank?
It reported $1.85B in assets and $1.66B in deposits for the period ending June 30, 2026.
How many locations does First State Bank have?
Bankular currently lists 14 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.