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Bankular
Local banking directory

Banks and Bank Branches in Gainesville, Texas

The FDIC reported 8 deposit-reporting offices from 6 institutions in Gainesville as of June 30, 2025. Bankular currently provides 10 detailed location pages with addresses, maps and directions.

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FDIC-reported offices8
Institutions reporting6
Detailed location pages10
Reported branch deposits$1.18B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst State Bank74.23% of deposits
Top three share91.56%
Deposit HHI5,696Higher concentration
Current detailed pages102 more than the June 2025 SOD count

First State Bank held 74.23% of reported branch deposits in Gainesville. The three largest institutions together held 91.56%. Bankular places the resulting HHI of 5,696 in its higher concentration descriptive band.

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Detailed bank locations in Gainesville

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Gainesville

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First State Bank3$878.3M74.23%
Prosperity Bank1$110.6M9.35%
First United Bank and Trust Company1$94.4M7.98%
Simmons Bank1$61.4M5.19%
Muenster State Bank1$31.9M2.70%
Woodforest National Bank1$6.5M0.55%