First State Bank of St. Charles, Missouri
Headquarters: St. Charles, Missouri
Overview
First State Bank of St. Charles, Missouri is an FDIC-insured bank headquartered in St. Charles, Missouri. It reported $557.28M in assets and $422.83M in deposits for the period ending March 31, 2026. Bankular currently lists 9 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First State Bank of St. Charles, Missouri has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First State Bank of St. Charles, Missouri
Chesterfield Facility
17050 Baxter Rd, Chesterfield, Missouri, 63005
Full-service branch · Opened December 10, 2012
First State Bank Mortgage -Overland Park, Ks
6800 College Blvd, Leawood, Kansas, 66211
Loan production office · Opened August 9, 2012
Address and directions →First State Bank of St. Charles Loan Administration Center
2850 W Clay St, Saint Charles, Missouri, 63301
Loan production office · Opened April 9, 2010
Address and directions →Hwy 94 Facility
1501 S Old Highway 94, Saint Charles, Missouri, 63303
Full-service branch · Opened November 20, 1973
Lake St. Louis Facility
3461 Technology Dr, Lake Saint Louis, Missouri, 63367
Full-service branch · Opened April 24, 2006
Main Office
206 N 5th St, St. Charles, Missouri, 63301
Full-service branch · Opened May 10, 1867
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $557.28M | $422.83M | $443.07M | 1.94% |
| December 31, 2025 | $560.27M | $423.22M | $437.55M | 1.31% |
| September 30, 2025 | $551.61M | $407.11M | $429.01M | 1.22% |
| June 30, 2025 | $551.73M | $407.41M | $436.49M | 1.05% |
| March 31, 2025 | $542.64M | $400.22M | $441.17M | 0.74% |
| December 31, 2024 | $536.33M | $391.25M | $442.20M | 1.26% |
| September 30, 2024 | $549.66M | $407.26M | $457.28M | 1.25% |
| June 30, 2024 | $557.34M | $385.31M | $467.99M | 1.18% |
Size and reach
How this institution compares
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More on First State Bank of St. Charles, Missouri
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Branch locations
9 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Missouri.
Explore →St. Charles banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank of St. Charles, Missouri federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 12219.
Where is First State Bank of St. Charles, Missouri headquartered?
First State Bank of St. Charles, Missouri is headquartered in St. Charles, Missouri, at 206 N 5th St, St. Charles, Missouri, 63301.
How large is First State Bank of St. Charles, Missouri?
It reported $557.28M in assets and $422.83M in deposits for the period ending March 31, 2026.
How many locations does First State Bank of St. Charles, Missouri have?
Bankular currently lists 9 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.