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Local banking directory

Banks and Bank Branches in St. Charles, Missouri

The FDIC reported 5 deposit-reporting offices from 5 institutions in St. Charles as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting5
Detailed location pages5
Reported branch deposits$424.8M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst State Bank of St. Charles, Missouri53.70% of deposits
Top three share81.34%
Deposit HHI3,453Higher concentration
Current detailed pages5Matches the June 2025 SOD office count

First State Bank of St. Charles, Missouri held 53.70% of reported branch deposits in St. Charles. The three largest institutions together held 81.34%. Bankular places the resulting HHI of 3,453 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First State Bank of St. Charles, Missouri1$228.1M53.70%
Lindell Bank & Trust Company1$62.1M14.63%
PNC Bank1$55.2M13.00%
UMB Bank1$50.0M11.77%
First Bank1$29.3M6.89%