First Federal Savings Bank of Lincolnton
Headquarters: Lincolnton, North Carolina
Overview
First Federal Savings Bank of Lincolnton is an FDIC-insured bank headquartered in Lincolnton, North Carolina. It reported $485.77M in assets and $390.35M in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of First Federal Savings Bank of Lincolnton
Boger City
2763 E Highway 27, Lincolnton, North Carolina, 28092
Full-service branch · Opened February 8, 2002
Denver Branch
3768 Nc-16, Denver, North Carolina, 28037
Full-service branch · Opened July 26, 2004
Main Office
320 E Main St, Lincolnton, North Carolina, 28092
Full-service branch · Opened January 1, 1940
West Lincoln
4461 W Highway 27, Vale, North Carolina, 28168
Full-service branch · Opened January 1, 2014
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $485.77M | $390.35M | $350.45M | 0.53% |
| March 31, 2026 | $478.39M | $383.75M | $346.00M | 0.65% |
| December 31, 2025 | $477.00M | $383.08M | $347.78M | 0.67% |
| September 30, 2025 | $472.37M | $379.58M | $345.75M | 0.71% |
| June 30, 2025 | $485.95M | $394.54M | $345.71M | 0.67% |
| March 31, 2025 | $481.67M | $384.78M | $339.90M | 0.51% |
| December 31, 2024 | $472.03M | $376.35M | $336.81M | 0.47% |
| September 30, 2024 | $462.58M | $366.56M | $332.26M | 0.52% |
Size and reach
How this institution compares
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More on First Federal Savings Bank of Lincolnton
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Branch locations
4 listed locations.
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Explore →State banking market
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Explore →Lincolnton banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First Federal Savings Bank of Lincolnton federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 30315.
Where is First Federal Savings Bank of Lincolnton headquartered?
First Federal Savings Bank of Lincolnton is headquartered in Lincolnton, North Carolina, at 320 E Main St, Lincolnton, North Carolina, 28092.
How large is First Federal Savings Bank of Lincolnton?
It reported $485.77M in assets and $390.35M in deposits for the period ending June 30, 2026.
How many locations does First Federal Savings Bank of Lincolnton have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.