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Bankular
Local banking directory

Banks and Bank Branches in Lincolnton, North Carolina

The FDIC reported 9 deposit-reporting offices from 8 institutions in Lincolnton as of June 30, 2025. Bankular currently provides 12 detailed location pages with addresses, maps and directions.

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FDIC-reported offices9
Institutions reporting8
Detailed location pages12
Reported branch deposits$962.7M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst Federal Savings Bank of Lincolnton25.38% of deposits
Top three share54.77%
Deposit HHI1,490Lower concentration
Current detailed pages123 more than the June 2025 SOD count

First Federal Savings Bank of Lincolnton held 25.38% of reported branch deposits in Lincolnton. The three largest institutions together held 54.77%. Bankular places the resulting HHI of 1,490 in its lower concentration descriptive band.

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Detailed bank locations in Lincolnton

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Lincolnton

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First Federal Savings Bank of Lincolnton2$244.3M25.38%
United Bank1$141.6M14.71%
Fifth Third Bank1$141.3M14.68%
First-Citizens Bank & Trust Company1$103.0M10.70%
Truist Bank1$88.8M9.22%
Peoples Bank1$87.7M9.11%
Bank OZK1$80.5M8.36%
Bank of America1$75.5M7.84%