First & Farmers National Bank, Inc.
Headquarters: Somerset, Kentucky
Overview
First & Farmers National Bank, Inc. is an FDIC-insured bank headquartered in Somerset, Kentucky. It reported $679.54M in assets and $591.51M in deposits for the period ending March 31, 2026. Bankular currently lists 11 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First & Farmers National Bank, Inc. has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First & Farmers National Bank, Inc.
Albany Branch
101 Plaza Dr, Albany, Kentucky, 42602
Full-service branch · Opened January 23, 1997
Albany Branch
200 S Washington St, Albany, Kentucky, 42602
Full-service branch · Opened June 1, 1898
Burkesville Branch
129 N Main St, Burkesville, Kentucky, 42717
Full-service branch · Opened October 12, 2001
Burnside Branch
14 French Avenue, Burnside, Kentucky, 42519
Full-service branch · Opened March 23, 1955
Columbia Downtown
114 Will Walker Rd, Columbia, Kentucky, 42728
Full-service branch · Opened October 25, 2021
Main Office
2020 S Highway 27, Somerset, Kentucky, 42501
Full-service branch · Opened October 15, 1903
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $679.54M | $591.51M | $473.02M | 1.47% |
| December 31, 2025 | $676.31M | $577.58M | $473.97M | 1.36% |
| September 30, 2025 | $667.62M | $561.18M | $466.50M | 1.34% |
| June 30, 2025 | $654.58M | $556.04M | $459.92M | 1.31% |
| March 31, 2025 | $657.89M | $560.26M | $460.99M | 1.18% |
| December 31, 2024 | $647.27M | $550.83M | $464.57M | 1.03% |
| September 30, 2024 | $665.01M | $561.10M | $456.31M | 0.98% |
| June 30, 2024 | $658.99M | $577.09M | $453.73M | 0.98% |
Size and reach
How this institution compares
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More on First & Farmers National Bank, Inc.
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
11 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Somerset banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First & Farmers National Bank, Inc. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 2738.
Where is First & Farmers National Bank, Inc. headquartered?
First & Farmers National Bank, Inc. is headquartered in Somerset, Kentucky, at 2020 S Highway 27, Somerset, Kentucky, 42501.
How large is First & Farmers National Bank, Inc.?
It reported $679.54M in assets and $591.51M in deposits for the period ending March 31, 2026.
How many locations does First & Farmers National Bank, Inc. have?
Bankular currently lists 11 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.