Cumberland Security Bank, Inc.
Headquarters: Somerset, Kentucky
Overview
Cumberland Security Bank, Inc. is an FDIC-insured bank headquartered in Somerset, Kentucky. It reported $420.06M in assets and $359.40M in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Cumberland Security Bank, Inc.
Eubank Branch
15000 N Highway 1247, Eubank, Kentucky, 42567
Full-service branch · Opened November 12, 1970
Main Office
107 S Main St, Somerset, Kentucky, 42501
Full-service branch · Opened August 13, 1909
Somerset Branch
377 S Highway 27, Somerset, Kentucky, 42501
Full-service branch · Opened January 5, 1998
South
3758 South Hgwy 27, Somerset, Kentucky, 42501
Full-service branch · Opened June 27, 1983
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $420.06M | $359.40M | $336.89M | 4.50% |
| March 31, 2026 | $416.58M | $358.25M | $343.32M | 3.89% |
| December 31, 2025 | $427.37M | $371.71M | $340.20M | 3.98% |
| September 30, 2025 | $419.49M | $358.72M | $331.73M | 4.20% |
| June 30, 2025 | $414.09M | $358.02M | $324.69M | 4.14% |
| March 31, 2025 | $372.45M | $321.14M | $311.81M | 3.76% |
| December 31, 2024 | $368.26M | $319.56M | $295.35M | 3.51% |
| September 30, 2024 | $365.39M | $315.98M | $284.72M | 3.55% |
Size and reach
How this institution compares
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More on Cumberland Security Bank, Inc.
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Branch locations
4 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Somerset banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Cumberland Security Bank, Inc. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 11358.
Where is Cumberland Security Bank, Inc. headquartered?
Cumberland Security Bank, Inc. is headquartered in Somerset, Kentucky, at 107 S Main St, Somerset, Kentucky, 42501.
How large is Cumberland Security Bank, Inc.?
It reported $420.06M in assets and $359.40M in deposits for the period ending June 30, 2026.
How many locations does Cumberland Security Bank, Inc. have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.