Citizens Guaranty Bank
Headquarters: Richmond, Kentucky
Overview
Citizens Guaranty Bank is an FDIC-insured bank headquartered in Richmond, Kentucky. It reported $303.59M in assets and $260.66M in deposits for the period ending June 30, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Citizens Guaranty Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Citizens Guaranty Bank
Berea Branch
214 Richmond Rd N, Berea, Kentucky, 40403
Full-service branch · Opened August 10, 2009
Irvine Branch
25 River Dr, Irvine, Kentucky, 40336
Full-service branch · Opened July 25, 1995
Main Office
457 E Main St, Richmond, Kentucky, 40475
Full-service branch · Opened November 29, 1972
Merchant Drive
2066 Merchant Dr, Richmond, Kentucky, 40475
Full-service branch · Opened July 13, 1999
Stanton Branch
488 S Main St, Stanton, Kentucky, 40380
Full-service branch · Opened June 1, 2020
West Irvine
1282 Richmond Rd, Irvine, Kentucky, 40336
Full-service branch · Opened May 14, 1979
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $303.59M | $260.66M | $279.04M | 1.51% |
| March 31, 2026 | $299.25M | $263.31M | $268.58M | 1.75% |
| December 31, 2025 | $299.76M | $260.22M | $269.52M | 1.38% |
| September 30, 2025 | $291.42M | $256.62M | $264.45M | 1.30% |
| June 30, 2025 | $290.25M | $256.64M | $258.26M | 1.24% |
| March 31, 2025 | $288.73M | $254.33M | $261.99M | 1.25% |
| December 31, 2024 | $284.42M | $251.48M | $257.34M | 1.09% |
| September 30, 2024 | $288.36M | $255.90M | $251.43M | 0.94% |
Size and reach
How this institution compares
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More on Citizens Guaranty Bank
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Branch locations
6 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Richmond banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens Guaranty Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 20872.
Where is Citizens Guaranty Bank headquartered?
Citizens Guaranty Bank is headquartered in Richmond, Kentucky, at 457 E Main St, Richmond, Kentucky, 40475.
How large is Citizens Guaranty Bank?
It reported $303.59M in assets and $260.66M in deposits for the period ending June 30, 2026.
How many locations does Citizens Guaranty Bank have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.