Central National Bank
Headquarters: Waco, Texas
Overview
Central National Bank is an FDIC-insured bank headquartered in Waco, Texas. It reported $1.47B in assets and $1.31B in deposits for the period ending June 30, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Central National Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Central National Bank
Austin Branch
835 W 6th St, Austin, Texas, 78703
Full-service branch · Opened June 17, 2013
Austin Westlake
3801 N Capital Of Texas Hwy, Austin, Texas, 78746
Full-service branch · Opened March 30, 2026
Address and directions →Main Office
8320 W Highway 84, Waco, Texas, 76712
Full-service branch · Opened January 10, 1977
Temple Branch
938 Canyon Creek Dr, Temple, Texas, 76502
Full-service branch · Opened September 2, 1998
Tower
5400 Bosque Blvd, Waco, Texas, 76710
Full-service branch · Opened March 15, 1993
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.47B | $1.31B | $1.19B | 2.01% |
| March 31, 2026 | $1.45B | $1.29B | $1.15B | 2.00% |
| December 31, 2025 | $1.50B | $1.34B | $1.13B | 2.09% |
| September 30, 2025 | $1.39B | $1.23B | $1.12B | 2.05% |
| June 30, 2025 | $1.29B | $1.14B | $1.08B | 2.02% |
| March 31, 2025 | $1.28B | $1.13B | $1.03B | 2.01% |
| December 31, 2024 | $1.29B | $1.15B | $1.02B | 1.84% |
| September 30, 2024 | $1.31B | $1.17B | $993.48M | 1.78% |
Size and reach
How this institution compares
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More on Central National Bank
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Branch locations
5 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Texas.
Explore →Waco banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Central National Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 22396.
Where is Central National Bank headquartered?
Central National Bank is headquartered in Waco, Texas, at 8320 W Highway 84, Waco, Texas, 76712.
How large is Central National Bank?
It reported $1.47B in assets and $1.31B in deposits for the period ending June 30, 2026.
How many locations does Central National Bank have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.