American Bank
4 detailed locations
Local banking directory
Search detailed locations Banks and Bank Branches in Waco, Texas
The FDIC reported 47 deposit-reporting offices from 21 institutions in Waco as of June 30, 2025. Bankular currently provides 58 detailed location pages with addresses, maps and directions.
FDIC-reported offices47
Institutions reporting21
Detailed location pages58
Reported branch deposits$6.01B
SOD reporting dateJune 30, 2025
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
What the deposit data shows
Largest institutionFirst National Bank of Central Texas17.64% of deposits
Top three share40.33%
Deposit HHI940Lower concentration
Current detailed pages5811 more than the June 2025 SOD count
First National Bank of Central Texas held 17.64% of reported branch deposits in Waco. The three largest institutions together held 40.33%. Bankular places the resulting HHI of 940 in its lower concentration descriptive band.
Branch map
Detailed bank locations in Waco
Select a marker to open the detailed location page.
Detailed directory
Institutions with validated location pages
Community Bank & Trust, Waco, Texas
4 detailed locations
Educators Credit Union
4 detailed locations
First National Bank Texas
4 detailed locations
Extraco Banks
3 detailed locations
First Central Credit Union
3 detailed locations
First National Bank of Central Texas
3 detailed locations
JPMorgan Chase Bank
3 detailed locations
PNC Bank
3 detailed locations
The First National Bank of McGregor
3 detailed locations
Wells Fargo Bank
3 detailed locations
Alliance Bank Central Texas
2 detailed locations
Bank of America
2 detailed locations
Central National Bank
2 detailed locations
SouthState Bank
2 detailed locations
The Huntington National Bank
2 detailed locations
1St University Credit Union
1 detailed location
Fidelity Bank of Texas
1 detailed location
First Guaranty Bank
1 detailed location
First National Bank of Bosque County
1 detailed location
First State Bank
1 detailed location
Highway District 9 Credit Union
1 detailed location
Incommons Bank
1 detailed location
Linkage Credit Union
1 detailed location
Pointwest Bank
1 detailed location
Sunflower Bank
1 detailed location
Texell Credit Union
1 detailed location
Location pages
Detailed bank locations in Waco
1St University Credit Union
1 detailed locationAlliance Bank Central Texas
2 detailed locationsAmerican Bank
4 detailed locationsBank of America
2 detailed locationsCentral National Bank
2 detailed locationsCommunity Bank & Trust, Waco, Texas
4 detailed locationsEducators Credit Union
4 detailed locations
Credit Union Lakeshore2400 LAKE SHORE DR, 76708-1274Location details and directions →
Credit Union Main Main Office501 W STATE Highway 6, 76710-5589Location details and directions →
Credit Union Trojan3201 S New Rd, 76706Location details and directions →
Credit Union Tstc100 BOLLING Dr, 76705Location details and directions →
Extraco Banks
3 detailed locationsFidelity Bank of Texas
1 detailed locationFirst Central Credit Union
3 detailed locationsFirst Guaranty Bank
1 detailed locationFirst National Bank of Bosque County
1 detailed locationFirst National Bank of Central Texas
3 detailed locationsFirst National Bank Texas
4 detailed locationsFirst State Bank
1 detailed locationHighway District 9 Credit Union
1 detailed locationIncommons Bank
1 detailed locationJPMorgan Chase Bank
3 detailed locationsLinkage Credit Union
1 detailed locationPNC Bank
3 detailed locationsPointwest Bank
1 detailed locationSouthState Bank
2 detailed locationsSunflower Bank
1 detailed locationTexell Credit Union
1 detailed locationThe First National Bank of McGregor
3 detailed locationsThe Huntington National Bank
2 detailed locationsLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| First National Bank of Central Texas | 3 | $1.06B | 17.64% |
| Extraco Banks | 3 | $694.6M | 11.56% |
| Central National Bank | 2 | $669.2M | 11.13% |
| Community Bank & Trust, Waco, Texas | 4 | $556.9M | 9.27% |
| American Bank | 4 | $550.4M | 9.16% |
| Bank of America | 2 | $485.0M | 8.07% |
| Wells Fargo Bank | 3 | $373.1M | 6.21% |
| JPMorgan Chase Bank | 3 | $357.6M | 5.95% |
| SouthState Bank | 2 | $290.7M | 4.84% |
| PNC Bank | 3 | $227.8M | 3.79% |
| The First National Bank of McGregor | 3 | $202.6M | 3.37% |
| Cadence Bank | 2 | $164.7M | 2.74% |
| Alliance Bank Central Texas | 2 | $90.2M | 1.50% |
| First Guaranty Bank | 1 | $72.6M | 1.21% |
| Fidelity Bank of Texas | 1 | $52.7M | 0.88% |
| Sunflower Bank | 1 | $37.8M | 0.63% |
| First State Bank | 1 | $37.2M | 0.62% |
| First National Bank of Bosque County | 1 | $33.1M | 0.55% |
| First National Bank Texas | 4 | $22.5M | 0.37% |
| Incommons Bank | 1 | $19.5M | 0.32% |
| Pointwest Bank | 1 | $12.1M | 0.20% |