Bank of Ocean City
Headquarters: Ocean City, Maryland
Overview
Bank of Ocean City is an FDIC-insured bank headquartered in Ocean City, Maryland. It reported $694.97M in assets and $616.45M in deposits for the period ending June 30, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Bank of Ocean City has branches
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Locations
Find a branch of Bank of Ocean City
59Th Street
5900 Coastal Hwy, Ocean City, Maryland, 21842
Full-service branch · Opened May 15, 1972
Fenwick Island Branch
904 Coastal Hwy, Fenwick Island, Delaware, 19944
Full-service branch · Opened October 17, 2016
Main Office
10005 Golf Course Rd, Ocean City, Maryland, 21842
Full-service branch · Opened January 1, 1916
Ocean Pines
11001 Nicholas Ln, Berlin, Maryland, 21811
Full-service branch · Opened April 21, 1997
Selbyville Branch Office
38227 Dupont Boulevard, Selbyville, Delaware, 19975
Full-service branch · Opened May 1, 2023
Williams Street
627 Williams St, Berlin, Maryland, 21811
Full-service branch · Opened March 7, 2007
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $694.97M | $616.45M | $519.86M | 1.37% |
| March 31, 2026 | $661.28M | $583.27M | $512.66M | 1.33% |
| December 31, 2025 | $667.85M | $592.57M | $492.61M | 1.22% |
| September 30, 2025 | $724.37M | $651.04M | $483.27M | 1.19% |
| June 30, 2025 | $695.58M | $624.58M | $489.70M | 1.05% |
| March 31, 2025 | $657.88M | $587.95M | $469.91M | 0.94% |
| December 31, 2024 | $657.96M | $589.68M | $445.29M | 0.99% |
| September 30, 2024 | $681.12M | $613.91M | $443.07M | 0.96% |
Size and reach
How this institution compares
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More on Bank of Ocean City
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Branch locations
6 listed locations.
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Explore →State banking market
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Explore →Ocean City banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Bank of Ocean City federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 5867.
Where is Bank of Ocean City headquartered?
Bank of Ocean City is headquartered in Ocean City, Maryland, at 10005 Golf Course Rd, Ocean City, Maryland, 21842.
How large is Bank of Ocean City?
It reported $694.97M in assets and $616.45M in deposits for the period ending June 30, 2026.
How many locations does Bank of Ocean City have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.