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Bankular
Local banking directory

Banks and Bank Branches in Ocean City, Maryland

The FDIC reported 13 deposit-reporting offices from 8 institutions in Ocean City as of June 30, 2025. Bankular currently provides 13 detailed location pages with addresses, maps and directions.

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FDIC-reported offices13
Institutions reporting8
Detailed location pages13
Reported branch deposits$1.42B
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionBank of Ocean City26.24% of deposits
Top three share60.48%
Deposit HHI1,663Moderate concentration
Current detailed pages13Matches the June 2025 SOD office count

Bank of Ocean City held 26.24% of reported branch deposits in Ocean City. The three largest institutions together held 60.48%. Bankular places the resulting HHI of 1,663 in its moderate concentration descriptive band.

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Detailed bank locations in Ocean City

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Bank of Ocean City2$373.3M26.24%
Calvin B. Taylor Banking Company of Berlin, Maryland3$251.2M17.66%
Truist Bank1$236.0M16.59%
Bank of America1$207.0M14.55%
PNC Bank1$142.5M10.01%
The Farmers Bank of Willards2$84.1M5.91%
Shore United Bank2$65.0M4.57%
LINKBANK1$63.7M4.48%