Valley First Credit Union
Headquarters: Modesto, California
Overview
Valley First Credit Union is a federally insured credit union headquartered in Modesto, California. Bankular currently lists 9 branch locations. Valley First Credit Union is an official NCUA trade name reported for Valley First Credit Union.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Banking brands and divisions
Valley First Credit Union
Trade name reported in the official NCUA quarterly data package.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Valley First Credit Union has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Valley First Credit Union
Credit Union Ceres
1501 Mitchell Rd, Ceres, California, 95307
Branch office
Address and directions →Credit Union Clovis Commons
645 W Herndon Ave Suite 100, Clovis, California, 93612
Branch office
Address and directions →Credit Union Fresno
7685 N Fresno St, Fresno, California, 93720
Branch office
Address and directions →Credit Union J Street
1419 J St, Modesto, California, 95354
Branch office
Address and directions →Credit Union Oakdale
126 W F St, Oakdale, California, 95361-3842
Branch office
Address and directions →Credit Union Orangeburg Main Office
1005 W Orangeburg Ave, Modesto, California, 95350
Main office
Address and directions →Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $1.11B | $926.40M | — | — |
Size and reach
How this institution compares
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More on Valley First Credit Union
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Branch locations
9 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in California.
Explore →Modesto banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Valley First Credit Union federally insured?
Yes. Bankular identifies this institution in the NCUA database under charter 24986.
Where is Valley First Credit Union headquartered?
Valley First Credit Union is headquartered in Modesto, California, at PO Box 1411, Modesto, California, 95353.
How many locations does Valley First Credit Union have?
Bankular currently lists 9 branch locations for this institution.
How is Valley First Credit Union connected to Valley First Credit Union?
Trade name reported in the official NCUA quarterly data package.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.