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Bankular
Local banking directory

Banks and Bank Branches in Modesto, California

The FDIC reported 38 deposit-reporting offices from 17 institutions in Modesto as of June 30, 2025. Bankular currently provides 47 detailed location pages with addresses, maps and directions.

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FDIC-reported offices38
Institutions reporting17
Detailed location pages47
Reported branch deposits$6.01B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionBank of America19.26% of deposits
Top three share50.09%
Deposit HHI1,140Lower concentration
Current detailed pages479 more than the June 2025 SOD count

Bank of America held 19.26% of reported branch deposits in Modesto. The three largest institutions together held 50.09%. Bankular places the resulting HHI of 1,140 in its lower concentration descriptive band.

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Detailed bank locations in Modesto

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Bank of America4$1.16B19.26%
JPMorgan Chase Bank4$958.3M15.94%
Wells Fargo Bank3$895.8M14.90%
Farmers & Merchants Bank of Central California3$558.1M9.28%
BMO Bank4$459.0M7.63%
Oak Valley Community Bank3$405.4M6.74%
Bank of Stockton2$371.9M6.18%
U.S. Bank3$300.6M5.00%
Citibank2$274.0M4.56%
PNC Bank2$181.0M3.01%
Westamerica Bank2$115.8M1.93%
Community West Bank1$99.8M1.66%
Tri Counties Bank1$82.9M1.38%
Columbia Bank1$55.6M0.92%
BAC Community Bank1$44.6M0.74%
Mechanics Bank1$40.5M0.67%
Citizens Business Bank1$12.1M0.20%