Universal 1 Credit Union
Headquarters: Dayton, Ohio
Overview
Universal 1 Credit Union is a federally insured credit union headquartered in Dayton, Ohio. Bankular currently lists 9 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Universal 1 Credit Union has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Universal 1 Credit Union
Credit Union Austin Park
9900 Springboro Pike, Miamisburg, Ohio, 45342-4536
Branch office
Address and directions →Credit Union Beavercreek
2450 Esquire Dr, Beavercreek, Ohio, 45431-2573
Branch office
Address and directions →Credit Union Chillicothe
1080 N Bridge St, Chillicothe, Ohio, 45601-1789
Branch office
Address and directions →Credit Union Huber Heights
2933 Harshman Rd, Dayton, Ohio, 45424-5041
Branch office
Address and directions →Credit Union Main Office
1 River Park Dr, Dayton, Ohio, 45409-2104
Main office
Address and directions →Credit Union Miami Valley Hospital
1 Wyoming St, Dayton, Ohio, 45409-2722
Branch office
Address and directions →Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $429.09M | $375.28M | — | — |
Size and reach
How this institution compares
Explore the institution
More on Universal 1 Credit Union
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
9 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Ohio.
Explore →Dayton banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Universal 1 Credit Union federally insured?
Yes. Bankular identifies this institution in the NCUA database under charter 64970.
Where is Universal 1 Credit Union headquartered?
Universal 1 Credit Union is headquartered in Dayton, Ohio, at 1 River Park Dr, Dayton, Ohio, 45409-2104.
How many locations does Universal 1 Credit Union have?
Bankular currently lists 9 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.