Theory Credit Union
Headquarters: Painesville, Ohio
Overview
Theory Credit Union is a federally insured credit union headquartered in Painesville, Ohio. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Theory Credit Union
Credit Union FCU Main Office
1595 Mentor Ave, Painesville, Ohio, 44077
Main office
Address and directions →Credit Union Madison High School
3100 Burns Rd, Madison, Ohio, 44057
Branch office
Address and directions →Credit Union North Olmsted Office
30129 Lorain Rd, North Olmsted, Ohio, 44070
Branch office
Address and directions →Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $39.04M | $36.62M | — | — |
Size and reach
How this institution compares
Explore the institution
More on Theory Credit Union
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
3 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Ohio.
Explore →Painesville banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Theory Credit Union federally insured?
Yes. Bankular identifies this institution in the NCUA database under charter 24545.
Where is Theory Credit Union headquartered?
Theory Credit Union is headquartered in Painesville, Ohio, at 1595 Mentor Ave, Painesville, Ohio, 44077.
How many locations does Theory Credit Union have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.