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Bankular
Local banking directory

Banks and Bank Branches in Ephrata, Washington

The FDIC reported 5 deposit-reporting offices from 5 institutions in Ephrata as of June 30, 2025. Bankular currently provides 6 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting5
Detailed location pages6
Reported branch deposits$373.0M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionWashington Trust Bank48.58% of deposits
Top three share81.74%
Deposit HHI3,137Higher concentration
Current detailed pages61 more than the June 2025 SOD count

Washington Trust Bank held 48.58% of reported branch deposits in Ephrata. The three largest institutions together held 81.74%. Bankular places the resulting HHI of 3,137 in its higher concentration descriptive band.

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Detailed bank locations in Ephrata

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Ephrata

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Washington Trust Bank1$181.2M48.58%
U.S. Bank1$67.0M17.97%
Banner Bank1$56.7M15.19%
JPMorgan Chase Bank1$54.0M14.47%
First Interstate Bank1$14.1M3.79%