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Local banking directory

Banks and Bank Branches in Winnsboro, Texas

The FDIC reported 5 deposit-reporting offices from 4 institutions in Winnsboro as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting4
Detailed location pages5
Reported branch deposits$283.0M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionThe City National Bank of Sulphur Springs39.78% of deposits
Top three share92.66%
Deposit HHI3,306Higher concentration
Current detailed pages5Matches the June 2025 SOD office count

The City National Bank of Sulphur Springs held 39.78% of reported branch deposits in Winnsboro. The three largest institutions together held 92.66%. Bankular places the resulting HHI of 3,306 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
The City National Bank of Sulphur Springs1$112.6M39.78%
The First National Bank of Winnsboro2$107.8M38.10%
Broadstreet Bank S S B1$41.8M14.78%
Prosperity Bank1$20.8M7.34%