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Bankular
Local banking directory

Banks and Bank Branches in Whitesboro, Texas

The FDIC reported 4 deposit-reporting offices from 4 institutions in Whitesboro as of June 30, 2025. Bankular currently provides 4 detailed location pages with addresses, maps and directions.

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FDIC-reported offices4
Institutions reporting4
Detailed location pages4
Reported branch deposits$395.2M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst State Bank38.86% of deposits
Top three share87.44%
Deposit HHI3,071Higher concentration
Current detailed pages4Matches the June 2025 SOD office count

First State Bank held 38.86% of reported branch deposits in Whitesboro. The three largest institutions together held 87.44%. Bankular places the resulting HHI of 3,071 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First State Bank1$153.6M38.86%
First United Bank and Trust Company1$137.7M34.85%
Legend Bank1$54.3M13.74%
Simmons Bank1$49.6M12.56%