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Bankular
Local banking directory

Banks and Bank Branches in Vernon, Texas

The FDIC reported 7 deposit-reporting offices from 4 institutions in Vernon as of June 30, 2025. Bankular currently provides 6 detailed location pages with addresses, maps and directions.

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FDIC-reported offices7
Institutions reporting4
Detailed location pages6
Reported branch deposits$391.5M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionThe Waggoner National Bank of Vernon65.50% of deposits
Top three share97.28%
Deposit HHI5,051Higher concentration
Current detailed pages61 fewer than the June 2025 SOD count

The Waggoner National Bank of Vernon held 65.50% of reported branch deposits in Vernon. The three largest institutions together held 97.28%. Bankular places the resulting HHI of 5,051 in its higher concentration descriptive band.

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Detailed bank locations in Vernon

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Vernon

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
The Waggoner National Bank of Vernon1$256.4M65.50%
Herring Bank3$105.9M27.06%
Bank of the West2$18.5M4.73%
Pilgrim Bank1$10.6M2.72%