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Bankular
Local banking directory

Banks and Bank Branches in Luling, Texas

The FDIC reported 3 deposit-reporting offices from 3 institutions in Luling as of June 30, 2025. Bankular currently provides 3 detailed location pages with addresses, maps and directions.

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FDIC-reported offices3
Institutions reporting3
Detailed location pages3
Reported branch deposits$122.6M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionSage Capital Bank,42.87% of deposits
Top three share100.00%
Deposit HHI3,475Higher concentration
Current detailed pages3Matches the June 2025 SOD office count

Sage Capital Bank, held 42.87% of reported branch deposits in Luling. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 3,475 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Sage Capital Bank,1$52.5M42.87%
International Bank of Commerce1$37.1M30.25%
Citizens State Bank of Luling1$32.9M26.88%