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Local banking directory

Banks and Bank Branches in Emory, Texas

The FDIC reported 5 deposit-reporting offices from 4 institutions in Emory as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting4
Detailed location pages5
Reported branch deposits$261.6M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionCommercial Bank of Texas40.84% of deposits
Top three share86.59%
Deposit HHI3,040Higher concentration
Current detailed pages5Matches the June 2025 SOD office count

Commercial Bank of Texas held 40.84% of reported branch deposits in Emory. The three largest institutions together held 86.59%. Bankular places the resulting HHI of 3,040 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Commercial Bank of Texas1$106.9M40.84%
Austin Bank, Texas1$82.2M31.41%
The City National Bank of Sulphur Springs1$37.5M14.33%
The First National Bank of East Texas2$35.1M13.41%