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Local banking directory

Banks and Bank Branches in Elgin, Texas

The FDIC reported 6 deposit-reporting offices from 5 institutions in Elgin as of June 30, 2025. Bankular currently provides 6 detailed location pages with addresses, maps and directions.

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FDIC-reported offices6
Institutions reporting5
Detailed location pages6
Reported branch deposits$618.0M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFrontier Bank of Texas57.50% of deposits
Top three share96.01%
Deposit HHI4,077Higher concentration
Current detailed pages6Matches the June 2025 SOD office count

Frontier Bank of Texas held 57.50% of reported branch deposits in Elgin. The three largest institutions together held 96.01%. Bankular places the resulting HHI of 4,077 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Frontier Bank of Texas1$355.3M57.50%
Prosperity Bank2$137.9M22.31%
The First National Bank of Bastrop1$100.1M16.20%
Cadence Bank1$18.6M3.01%
First National Bank Texas1$6.1M0.98%