First National Bank Texas
1 detailed location
Local banking directory
Search detailed locations Banks and Bank Branches in Bay City, Texas
The FDIC reported 5 deposit-reporting offices from 5 institutions in Bay City as of June 30, 2025. Bankular currently provides 7 detailed location pages with addresses, maps and directions.
FDIC-reported offices5
Institutions reporting5
Detailed location pages7
Reported branch deposits$382.3M
SOD reporting dateJune 30, 2025
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
What the deposit data shows
Largest institutionProsperity Bank70.72% of deposits
Top three share96.53%
Deposit HHI5,341Higher concentration
Current detailed pages72 more than the June 2025 SOD count
Prosperity Bank held 70.72% of reported branch deposits in Bay City. The three largest institutions together held 96.53%. Bankular places the resulting HHI of 5,341 in its higher concentration descriptive band.
Branch map
Detailed bank locations in Bay City
Select a marker to open the detailed location page.
Detailed directory
Institutions with validated location pages
International Bank of Commerce
1 detailed location
Matagorda County Credit Union
1 detailed location
Prosperity Bank
1 detailed location
Texas Dow Employees Credit Union
1 detailed location
The First State Bank
1 detailed location
Woodforest National Bank
1 detailed location
Location pages
Detailed bank locations in Bay City
First National Bank Texas
1 detailed locationInternational Bank of Commerce
1 detailed locationMatagorda County Credit Union
1 detailed locationProsperity Bank
1 detailed locationTexas Dow Employees Credit Union
1 detailed locationThe First State Bank
1 detailed locationWoodforest National Bank
1 detailed locationLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| Prosperity Bank | 1 | $270.4M | 70.72% |
| International Bank of Commerce | 1 | $51.8M | 13.55% |
| The First State Bank | 1 | $46.9M | 12.27% |
| Woodforest National Bank | 1 | $7.4M | 1.93% |
| First National Bank Texas | 1 | $5.9M | 1.54% |