Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
Local banking directory

Banks and Bank Branches in Gray, Tennessee

The FDIC reported 2 deposit-reporting offices from 2 institutions in Gray as of June 30, 2025. Bankular currently provides 3 detailed location pages with addresses, maps and directions.

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FDIC-reported offices2
Institutions reporting2
Detailed location pages3
Reported branch deposits$78.0M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionBank of Tennessee57.29% of deposits
Top three share100.00%
Deposit HHI5,106Higher concentration
Current detailed pages31 more than the June 2025 SOD count

Bank of Tennessee held 57.29% of reported branch deposits in Gray. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 5,106 in its higher concentration descriptive band.

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Detailed bank locations in Gray

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Gray

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Bank of Tennessee1$44.7M57.29%
The First Bank and Trust Company1$33.3M42.71%