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Bankular
Local banking directory

Banks and Bank Branches in Waynesville, North Carolina

The FDIC reported 7 deposit-reporting offices from 6 institutions in Waynesville as of June 30, 2025. Bankular currently provides 11 detailed location pages with addresses, maps and directions.

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FDIC-reported offices7
Institutions reporting6
Detailed location pages11
Reported branch deposits$794.7M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst-Citizens Bank & Trust Company29.08% of deposits
Top three share69.11%
Deposit HHI2,133Moderate concentration
Current detailed pages114 more than the June 2025 SOD count

First-Citizens Bank & Trust Company held 29.08% of reported branch deposits in Waynesville. The three largest institutions together held 69.11%. Bankular places the resulting HHI of 2,133 in its moderate concentration descriptive band.

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Detailed bank locations in Waynesville

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Waynesville

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First-Citizens Bank & Trust Company2$231.1M29.08%
Wells Fargo Bank1$180.7M22.74%
Truist Bank1$137.4M17.29%
United Community Bank1$129.9M16.34%
HomeTrust Bank1$113.6M14.29%
Woodforest National Bank1$2.0M0.25%