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Bankular
Local banking directory

Banks and Bank Branches in Shelby, North Carolina

The FDIC reported 12 deposit-reporting offices from 9 institutions in Shelby as of June 30, 2025. Bankular currently provides 14 detailed location pages with addresses, maps and directions.

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FDIC-reported offices12
Institutions reporting9
Detailed location pages14
Reported branch deposits$1.06B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionBank OZK30.04% of deposits
Top three share60.74%
Deposit HHI1,708Moderate concentration
Current detailed pages142 more than the June 2025 SOD count

Bank OZK held 30.04% of reported branch deposits in Shelby. The three largest institutions together held 60.74%. Bankular places the resulting HHI of 1,708 in its moderate concentration descriptive band.

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Detailed bank locations in Shelby

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Shelby

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Bank OZK4$317.3M30.04%
The Fidelity Bank1$169.3M16.03%
Truist Bank1$154.9M14.67%
HomeTrust Bank1$108.2M10.25%
Fifth Third Bank1$93.6M8.86%
Commercial Bank1$89.2M8.45%
Wells Fargo Bank1$89.2M8.45%
PNC Bank1$27.7M2.63%
Woodforest National Bank1$6.7M0.63%