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Bankular
Local banking directory

Banks and Bank Branches in Gastonia, North Carolina

The FDIC reported 20 deposit-reporting offices from 12 institutions in Gastonia as of June 30, 2025. Bankular currently provides 24 detailed location pages with addresses, maps and directions.

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FDIC-reported offices20
Institutions reporting12
Detailed location pages24
Reported branch deposits$2.01B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionTruist Bank28.70% of deposits
Top three share59.74%
Deposit HHI1,570Moderate concentration
Current detailed pages244 more than the June 2025 SOD count

Truist Bank held 28.70% of reported branch deposits in Gastonia. The three largest institutions together held 59.74%. Bankular places the resulting HHI of 1,570 in its moderate concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Truist Bank3$578.2M28.70%
Wells Fargo Bank3$386.7M19.20%
Bank of America2$238.5M11.84%
SouthState Bank1$186.6M9.26%
The Fidelity Bank2$125.0M6.21%
United Bank1$114.9M5.70%
PNC Bank1$112.2M5.57%
Commercial Bank2$92.3M4.58%
Bank OZK1$76.3M3.79%
First Horizon Bank1$68.0M3.38%
JPMorgan Chase Bank1$33.7M1.67%
Woodforest National Bank2$1.8M0.09%