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Banks and Bank Branches in Four Oaks, North Carolina

The FDIC reported 2 deposit-reporting offices from 2 institutions in Four Oaks as of June 30, 2025. Bankular currently provides 2 detailed location pages with addresses, maps and directions.

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FDIC-reported offices2
Institutions reporting2
Detailed location pages2
Reported branch deposits$162.9M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionUnited Community Bank73.80% of deposits
Top three share100.00%
Deposit HHI6,133Higher concentration
Current detailed pages2Matches the June 2025 SOD office count

United Community Bank held 73.80% of reported branch deposits in Four Oaks. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 6,133 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
United Community Bank1$120.2M73.80%
KS Bank, Inc.1$42.7M26.20%