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Local banking directory

Banks and Bank Branches in Ocean City, New Jersey

The FDIC reported 7 deposit-reporting offices from 6 institutions in Ocean City as of June 30, 2025. Bankular currently provides 7 detailed location pages with addresses, maps and directions.

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FDIC-reported offices7
Institutions reporting6
Detailed location pages7
Reported branch deposits$797.0M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionOceanFirst Bank33.72% of deposits
Top three share75.21%
Deposit HHI2,349Moderate concentration
Current detailed pages7Matches the June 2025 SOD office count

OceanFirst Bank held 33.72% of reported branch deposits in Ocean City. The three largest institutions together held 75.21%. Bankular places the resulting HHI of 2,349 in its moderate concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
OceanFirst Bank1$268.7M33.72%
TD Bank1$233.1M29.25%
Wells Fargo Bank1$97.5M12.24%
Sturdy Savings Bank2$73.5M9.22%
PNC Bank1$62.4M7.83%
Univest Bank and Trust Co.1$61.7M7.74%