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Bankular
Local banking directory

Banks and Bank Branches in Saint Joseph, Missouri

The FDIC reported 18 deposit-reporting offices from 11 institutions in Saint Joseph as of June 30, 2025. Bankular currently provides 29 detailed location pages with addresses, maps and directions.

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FDIC-reported offices18
Institutions reporting11
Detailed location pages29
Reported branch deposits$1.39B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionCommerce Bank29.43% of deposits
Top three share67.35%
Deposit HHI1,873Moderate concentration
Current detailed pages2911 more than the June 2025 SOD count

Commerce Bank held 29.43% of reported branch deposits in Saint Joseph. The three largest institutions together held 67.35%. Bankular places the resulting HHI of 1,873 in its moderate concentration descriptive band.

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Detailed bank locations in Saint Joseph

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Institutions with validated location pages

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Detailed bank locations in Saint Joseph

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Commerce Bank2$409.3M29.43%
U.S. Bank4$315.1M22.66%
The Nodaway Valley Bank1$212.2M15.26%
UMB Bank2$202.5M14.56%
Academy Bank2$47.0M3.38%
BMO Bank1$45.2M3.25%
Farmers State Bank1$36.1M2.60%
Equity Bank2$35.5M2.55%
HNB National Bank1$34.1M2.45%
Southern Bank1$29.8M2.15%
First Option Bank1$23.7M1.71%